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Around 90% of thatch fires relate to chimneys and the use of wood burning stoves involving heat transfer. Modern enclosed solid fuel appliances are designed to burn efficiently and cleanly. Connecting these to old chimneys, where there is only a four inch thickness of brick, makes the thatch especially vulnerable to the risk of heat buildup between the brick and the thatch.
The danger zone for heat transfer and thatch ignition, which is shown in red in the diagram, is associated with older and/or listed properties and usually relates to at least two of these:
Many fires result from an old and inappropriate flue liner. We recommend that you contact a professional installer to review your flue liner to ensure it is adequate for the type of fire or appliance that you are using. There are a number of different types and we recommend that you consider one of the following:
A liner of one of these types will greatly reduce the risk of transfer of heat through the brick work to the thatch.
Note* For security and training purposes calls may
be recorded and monitored.
We can offer you a tailor-made policy to help you protect the features which are unique to your thatched home.
NFU Mutual has won many awards for customer service. We have independent confirmation that several of our policy covers are excellent.
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"Best value policy. Brilliant customer service and local office"
Source: Moneywise Customer Service Awards 2011
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